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695 What is covered by OHIP? Canada maintains a universal health care system that provides health care services paid for by money collected from taxes. In Ontario, the government administers the Ontario Health Insurance Plan, commonly called OHIP, which generally pays for health care services received by Ontario residents with a valid health card. However, there are some health care costs not covered by OHIP that the patient may be required to pay. These include: some administrative costs, the cost of a missed appointment if a patient cancels, and the cost for having a doctor fill out forms or write letters at the request of patients.
There are also common types of treatment that are not insured by OHIP or are only partially insured. Generally, dental treatment is not covered by OHIP and must be paid for by the patient or their private insurance company. Treatment by a physiotherapist is only insured in approximately 100 clinics across Ontario, and patients will be required to pay for treatment at other locations.
Chiropractic care is partially insured by OHIP to an annual maximum amount, but the patient will usually be required to pay a portion of each visit. If you receive Chiropractic care because of a recent car accident, you normally may recover the costs from your car insurance company.
For additional information on what types of treatment are insured by OHIP, you can contact the Ministry of Health listed in the Blue pages of the telephone book.