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Ontario|Seniors LawSeniors Law 727 Canada Pension Plan benefits (CPP) The Canada Pension Plan is administered by the federal government and provides a benefit plan for retired workers. Workers pay a portion of their wages into the Canada Pension Plan fund until they retire. Canada Pension Plan benefits are normally paid to workers when they retire at the age of 65. If a worker retires between the ages of 60 and 65, they may still be eligible for benefits, although the benefit amount may be reduced. If the worker dies, the benefits may be paid to the worker's spouse. If the worker becomes disabled and can no longer work, the Canada Pension Plan may begin paying benefits before the worker turns 65.
The amount of benefits that someone is eligible for will depend on how long the person or their spouse worked and paid into the plan.
To start receiving benefits when you retire, you will need to fill out an application form available from the Human Resources Development Centre in your area and provide a proof of age document such as a birth certificate.
For additional information or assistance completing the forms, you can contact the Human Resources Development general inquiry line listed in the Blue pages of the telephone book.
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