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Ontario|Small Claims CourtDebtor's Rights 574 Consolidation of judgments If you owe money to more than one creditor, it may be difficult for you to pay off all your debts. To make things easier, you may want to ask a judge to consolidate the judgments. Consolidating judgments means that all the debts are added together and treated like one debt. This will make your finances less confusing because you will only be making one payment.
To consolidate judgments, you will need to make a motion in court. At the motion you will appear in front of a judge where you can explain who you owe money to, how much you owe, and how you want to pay it off. The creditors will also be asked to explain their positions. For more information on making a motion, refer to other sections of Legal Line .
If the judge agrees with you, the judgments will be consolidated. The judge will order you to make payments to the Sheriff by a certain date, or give you a payment plan to follow. The Sheriff will then divide your payment among the creditors until all your debts are paid off. If you are in violation of the consolidation order for a period of at least 21 days, the consolidation order will end.
If you are unsure about how to have your judgments consolidated, the staff at the court office may be able to provide you with more information.
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