In Ontario, the law places very strict time restrictions and requirements on the right to pursue a claim. If notice of a claim is not filed and a lawsuit is not started within the time limits, it is possible that someone can lose the right to sue.

Time limits for informing insurance company

In the case of a motor vehicle accident, within seven days of the accident, you must inform your insurance company. You must then complete an accident benefits application and submit it within 30 days of the accident. In cases where an insurance benefit is denied, you must mediate and sue, or arbitrate against the insurance company within two years.

Time limits for suing

If you wish to sue the other “at-fault” driver, you first must give written notice of your claim within 120 days of the accident. You will then have up-to two years to bring your lawsuit. For lawsuits involving loss or damage to a vehicle, a court action must be launched within one year of the accident. It is important to contact a car accident lawyer as soon as possible.

For claims against a provincial or municipal government in a motor vehicle accident, for example, because the accident was the cause of a slippery or dangerous roadway, a court action must be launched against the province within two years. In the case of a claim against a municipality in Ontario, you must give written notice of your intention to sue within 10 days of the accident, and you must file your lawsuit within two years of the accident.

Get help

If you or someone you care about has been injured in an automobile accident, contact our preferred Personal Injury experts and see who’s right for you. They offer a free consultation and do not charge up-front fees: 

Neinstein Personal Injury Lawyers

Nicola (Nick) Giannantonio Legal Services

If you have been injured in a car accident it is important to get expert help quickly to ensure that you do not miss any important deadlines and that you receive all the compensation you are entitled. To get help, call a lawyer now.

								
You now have 4 options:
								

									
More answers about Personal Injury
									
Master List: 2,500 Legal Answers
																													
ASK an Expert, submit your question
																			
																		
Government Links