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CERB / Federal Recovery Benefits

Region: Ontario Answer # 7210

End of CERB

The Government of Canada created the Canada Emergency Response Benefit (CERB) to provide financial help to those Canadians who faced financial hardships caused by COVID-19 and government restrictions, such as employees who lost their job; individuals who fell ill or were under quarantine; and individuals caring for someone ill with COVID-19.

CERB provided $2,000 for a 4-week period, for up-to a total of 28 weeks.

How long does the CERB last?

CERB has ended, however, Canada Revenue Agency (CRA) is continuing to accept and process retroactive applications for period 7 (August 30 to September 26, 2020). Applications can be made for this period through the CRA’s My Account or automated toll-free phone line.

For up-to-date information, including eligibility requirements and how to apply, visit canada.ca.


New Recovery Benefits

Effective Sept. 27, Canadians seeking financial help due to the pandemic will transition from CERB to a temporarily simplified Employment Insurance program, or one of three new “recovery’ benefits. The three new benefits are:

1.  Canada Recovery Benefit (CRB)

The CRB will provide $500 per week for up-to 26 weeks, to workers who are self-employed or are not eligible for EI and who still require income support. It has been created to support Canadians who have not returned to work due to COVID-19 or whose income has dropped by at least 50%. Applicants must be available and looking for work, and must accept work where it is reasonable to do so. Click here for more info on the CRB and to apply.

2.  Canada Recovery Sickness Benefit (CRSB)

The CRSB will provide $500 per week for up-to two weeks, for workers who are sick or must self-isolate for reasons related to COVID-19. Click here for more info on the CRSB and to apply.

3.  Canada Recovery Caregiving Benefit (CRCB)

The CRCB will provide $500 per week for up-to 26 weeks per household. It is for eligible Canadians unable to work because they must care for a child under the age of 12 or family member because schools, day-cares or care facilities are closed due to COVID-19 or because the child or family member is sick and/or required to quarantine. Click here for more info on the CRCB and to apply.

How are applications for the new benefits made?

Applications for the CRB, CRSB, and CRCB will be made through the Canada Revenue Agency (CRA) and will be available for one year up until September 25, 2021.

More detailed information about the new benefits can be found from the Government of Canada website here.

More info

For information on other available supports for individuals and businesses, visit the Government of Canada Economic Response Plan website.

For up-to-date information on Coronavirus COVID-19, visit Health Canada, the World Health Organization, and our related links.

Get help from a life insurance advisor

Understanding life insurance and what is best for you can be overwhelming. It is important to get professional advice for your unique situation, and it is more affordable than you think. Life insurance can protect your family, your home and your business.  For a free consultation and quote, contact an Empire Life Insurance advisor.

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