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Expropriations: Can the government take your land?

Region: Ontario Answer # 406

Under rare circumstances, the government may be able to buy your property from you for a fair price, but without your consent. This is called expropriation, and it means the taking of private property for public use. Common examples of expropriations include situations where a municipality wants to widen a road, or where a school decides that an addition to its facilities is necessary. Under these circumstances, the municipality or the school will serve a notice of application to the registered owners of the property, and the property owners can then request a hearing to determine whether the expropriation is fair and reasonable. Eventually, the relevant provincial ministry either approves or rejects a proposed expropriation.

In addition to fair compensation for the price of the expropriated property, land owners may also have a right to compensation for losses such as those incurred by tenants, business losses, mortgage prepayment losses, and other specific losses. A lawyer or your local municipal office can provide you with additional information about expropriations.

If you are buying a home and want to know how much of a mortgage you qualify for, use the Scotiabank mortgage calculator .

Get help from a life insurance advisor

Understanding life insurance and what is best for you can be overwhelming. It is important to get professional advice for your unique situation, and it is more affordable than you think. Life insurance can protect your family, your home and your business.  For a free consultation and quote, contact an Empire Life Insurance advisor.


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