Area of Law: Small Claims Court
Answer # 560
Judgments, debtors and creditorsRegion: Ontario Answer # 560
Once each side presents their case at trial, the judge makes a final decision called a judgment. A judgment may be oral or written. At the end of the case, the judge will usually give an oral judgment, by telling the parties what the decision is. Occasionally, a judge will want more time to consider what should be the result; in such a case, the court will send the written decision to the parties involved, at a later date.
If one side is ordered to pay money and fails to pay, the person who is owed money will have to take steps to collect the money by applying to the court to enforce the judgment.
The person who lost the lawsuit and was ordered to pay money is called the debtor. The creditor is the person who won the lawsuit and who must be paid by the debtor. The terms debtor and creditor will be used on official court documents which are necessary to enforce the judgment if the debtor does not pay. It is the creditor’s responsibility to take steps to have the judgment paid if the debtor refuses to pay.
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