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Judgments, debtors and creditors

Region: Ontario Answer # 560

Once each side presents their case at trial, the judge makes a final decision called a judgment. A judgment may be oral or written. At the end of the case, the judge will usually give an oral judgment, by telling the parties what the decision is. Occasionally, a judge will want more time to consider what should be the result; in such a case, the court will send the written decision to the parties involved, at a later date.

If one side is ordered to pay money and fails to pay, the person who is owed money will have to take steps to collect the money by applying to the court to enforce the judgment.

The person who lost the lawsuit and was ordered to pay money is called the debtor. The creditor is the person who won the lawsuit and who must be paid by the debtor. The terms debtor and creditor will be used on official court documents which are necessary to enforce the judgment if the debtor does not pay. It is the creditor’s responsibility to take steps to have the judgment paid if the debtor refuses to pay.

More information about judgments can be found from the Ministry of the Attorney General. View the Ontario Courts of Justice Act for Postjudgement and Prejudgement Interest Rates.

If you are having financial difficulties and want to clear your debt and repair your credit, you can get help. For easy-to-understand debt solutions on your terms, contact our preferred experts 4Pillars and rebuild your financial future. With 60 locations across Canada, they will help you design a debt repayment plan and guide you with compassionate advice. No judgment. For help, visit 4Pillars or call toll-free 1-844-888-0442 .

If you are having legal difficulties because of a past criminal record and wish to erase your record, call toll-free 1-888-808-3628 or learn more at Pardon Partners. It’s easier than you think.

For legal advice and assistance with any Small Claims Court matter, contact our preferred experts, George Brown Professional Corporation .


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