Types of Debt & Credit Issues

• 246 - Most common types of debt
• 247 - Business loans
• 248 - Secured vs unsecured debt
• 249 - What are payday loans?
• 250 - Warning signs of financial difficulty
• 251 - How to deal with creditors
• 252 - Collection agencies
• 253 - OSAP and student loan repayment
• 254 - Creditor options for collecting debts
• 0292 - Debt repayment methods

Ways to Get Out of Debt

• 255 - Different ways to get out of debt
• 0273 - Debt consolidation and informal arrangements
• 0274 - Consumer proposals
• 0275 - Division 1 Proposal
• 0276 - Who can help you get out of debt?

Personal Bankruptcy

• 256 - What is personal bankruptcy?
• 257 - What is the difference between insolvency and bankruptcy?
• 258 - Licensed Insolvency Trustees: Services, fees and licensing
• 259 - Filing for personal bankruptcy
• 260 - Final Discharge and debts not cleared by bankruptcy
• 261 - Second-time bankrupts

Effects of Personal Bankruptcy

• 0262 - How soon after bankruptcy can I get a credit card?
• 0263 - How soon after bankruptcy can you get a loan, mortgage or other credit?
• 0264 - How long does a bankruptcy remain on my credit report?
• 0265 - Will bankruptcy remove all my debts?
• 0266 - What property can I keep after I declare bankruptcy?
• 0267 - Duties under the Bankruptcy and Insolvency Act
• 0268 - What does bankruptcy do to my credit rating?
• 0269 - How does bankruptcy affect divorce?
• 0270 - What happens with my taxes and CRA benefits if I file for bankruptcy?
• 0271 - What happens if I receive property, assets or an inheritance while I am bankrupt?
• 0272 - What happens to my salary, and surplus income while I am bankrupt?

Business Bankruptcy

• 0277 - Voluntary business bankruptcy
• 0278 - Involuntary business bankruptcy: Proposals & Petitions
• 0279 - Business bankruptcy procedure
• 0280 - Effects of bankruptcy on small business owners vs corporations
• 0291 - Wage Earner Protection Program (WEPP): Protecting employees when a business goes bankrupt

Alternatives to Business Bankruptcy

• 0281 - Informal Proposal to creditors
• 0282 - Division 1 Commercial Proposal
• 0283 - Receivership and buyback

Credit Reports, Scores and Ratings

• 0284 - What is a credit score?
• 0285 - What is a credit rating?
• 0286 - What is a credit report?
• 0287 - Can I correct information on my credit report?
• 0288 - How long is information kept on my credit report?
• 0289 - How can I repair my bad credit?
• 0290 - Credit reporting agencies