If your business has closed due to government restrictions imposed because of COVID-19, there are several things you can do:

• Check your business insurance policy to see if you are covered for loss of earnings in such circumstances.
• If you have a commercial lease, ask your landlord if you can reduce, and/or defer your rent payments.
• Check the relief programs available from the Federal and Provincial Governments.
• Consider alternative ways to run your business, or use your commercial space that will not violate the government restrictions.
• Consider subletting your space temporarily to an essential services business.
• Speak with your financial advisor or institution for advice about getting a loan, or the feasibility of being able to re-open your business once the restrictions are lifted.
• If you are insolvent and considering personal or business bankruptcy, check our Credit, Debt and Bankruptcy section for more information

For up-to-date information on Coronavirus COVID-19, visit Health Canada, the World Health Organization, and our related links and resources.

								
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