What is a traffic ticket?

Traffic tickets in Ontario—often referred to as citations or fines—are issued by police officers when a driver is believed to have violated traffic laws. Typical offences include speeding, running a red light, unsafe lane changes, and distracted driving, all of which can negatively affect insurance premiums.

Receiving a traffic ticket in Ontario is a formal notification that an offence is alleged to have occurred. The ticket outlines key details such as the specific violation, the date, time, and location of the incident, and the fine or penalty connected to the charge.

     Offence                            Demerit Points           Insurance Increase                  Licence Suspensions

Ontario speeding fines and demerit points

In Ontario, speeding offences carry increasingly serious consequences based on how far over the posted limit a driver is travelling. As the speed increases, so do the penalties, which may include higher fines, demerit points, and possible licence suspensions.

For instance, driving 1–15 km/h over the speed limit results in a fine of $2.50 per kilometre over, with no demerit points. Speeding by 16–29 km/h increases the fine to $3.00 per kilometre over and adds 3 demerit points. If a driver exceeds the limit by 30–49 km/h, the penalty rises to $3.75 per kilometre over along with 4 demerit points.

Going 50 km/h or more above the speed limit may lead to a stunt driving charge. This offence carries heavy fines, significant demerit points, and can include a 30-day licence suspension for G1 and G2 drivers.

								
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